Last Updated: November 2025 At Business Wealth Global (BWG), we provide access to educational products, mentorship programs, digital learning systems, apparel, and related resources designed to help individuals grow personally, professionally, and entrepreneurially. All materials and services offered through our website, membership portals, events, and affiliate platforms are governed by this Products & Services Disclaimer. 1. EDUCATIONAL & INFORMATIONAL PURPOSES ONLY All BWG products, courses, trainings, and coaching programs are created for educational and informational purposes only. They are not intended to replace professional financial, legal, accounting, tax, or investment advice. You are encouraged to consult qualified professionals before acting on any concept or strategy presented through our programs. 2. NO GUARANTEE OF RESULTS OR OUTCOMES While our curriculum, mentorship, and resources are designed to empower participants with knowledge and tools, results vary for each individual. BWG makes no express or implied guarantees of income, business success, credit improvement, or performance outcomes. Your results depend entirely on your own decisions, discipline, consistency, and implementation. 3. THIRD-PARTY TOOLS, SYSTEMS & PLATFORMS Some BWG programs include training on or access to third-party platforms, systems, or software (such as business management tools, credit platforms, trading systems, or funding education portals). These tools are provided for demonstration and learning purposes. BWG does not own, operate, or control these third-party services and is not responsible for their performance, data security, or outcomes. Use of third-party platforms is subject to each provider’s own terms, privacy policy, and disclaimers. 4. DIGITAL PRODUCTS & COURSE ACCESS All digital materials—videos, documents, downloadable files, and portal access—are licensed to the purchaser for personal educational use only. Reproduction, resale, redistribution, or public display without written authorization from BWG is strictly prohibited. Access credentials are non-transferable and monitored for security and compliance. Because of instant delivery and intellectual property protections, digital purchases are non-refundable once access or downloads have been issued. 5. MENTORSHIP, COACHING & CONSULTING SERVICES BWG coaching and mentorship sessions are designed to help participants clarify goals, identify strategies, and strengthen leadership or business acumen. These sessions are not therapeutic or financial advisory in nature. Coaches and mentors do not make financial promises or perform services requiring professional licensure. 6. PHYSICAL PRODUCTS & APPAREL BWG occasionally offers branded merchandise and apparel for purchase online or at live events. Event merchandise is final sale and non-refundable. Online apparel orders may be returned or exchanged under the terms outlined in our Refund & Cancellation Policy. We do not guarantee stock availability, sizing consistency, or color exactness due to production variations and digital display differences. 7. DATA COLLECTION & PRIVACY When purchasing a product or registering for a program, you may be required to provide personal information such as your name, email, phone number, and billing details. This data is collected solely for order processing, account creation, and ongoing communication about your purchase. BWG uses industry-standard encryption and secure payment gateways to safeguard your information. For detailed information on how your data is used, stored, and protected, please review our Privacy Policy at www.businesswealthglobal.com . 8. LIMITATION OF LIABILITY To the fullest extent permitted by law, Business Wealth Global LLC, Dr. Inga Johnson, and all affiliates, contractors, and partners disclaim any liability for direct, indirect, incidental, or consequential losses resulting from your use of or reliance on our products, services, or related materials. All information is provided “as is,” without warranties of any kind, express or implied. 9. MODIFICATIONS & UPDATES BWG reserves the right to modify or update products, services, pricing, and access terms at any time without prior notice. Your continued use of our website or programs after changes are posted constitutes acceptance of those modifications. 10. CONTACT INFORMATION Business Wealth Global LLC 201 S. Tryon Street, Suite 1450 Charlotte, NC 28202 Tel: (704) 862-4442 Email: [email protected] Website: www.businesswealthglobal.com