Last Updated: November 2025 Welcome to Business Wealth Global (BWG) — an elearning modern educational and coaching platform designed to help purpose-driven individuals, entrepreneurs, and leaders learn, grow, and build wealth-based mindsets through structured training, courses, and coaching programs. We are committed to maintaining transparency, excellence, and integrity in all we offer. Please review these Policies and Procedures carefully. By using our website, enrolling in a program, or participating in any BWG training or mentorship, you agree to the following terms. 1. OUR MISSION At Business Wealth Global, our mission is to equip individuals with education, mentorship, and modern entrepreneurial strategies to help them expand their capacity, leadership, and personal development. Our platform provides: 1. Online courses and learning modules 2. Coaching and mentorship programs 3. Personal and professional development tools 4. Training that promotes wealth awareness and business literacy All information and materials are provided for educational and training purposes only. 2. ACCEPTABLE USE 1. When visiting our website or participating in any BWG program, you agree to: 2. Use all content, materials, and tools for your personal learning and development. 3. Avoid sharing course materials, logins, or training content with others. 4. Respect all copyrights, trademarks, and proprietary materials. 5. Refrain from using any BWG content to misrepresent, resell, or create competing products. Violations of these terms may result in immediate termination of access without refund. 3. ENROLLMENT & PAYMENT 1. All payments are processed securely through trusted third-party processors. 2. Upon enrollment, you will receive immediate access to your training materials and membership portal. 3. Each enrollment or subscription is for individual use only and may not be shared. 4. Payment plans must be completed as agreed. Access may be revoked for missed or incomplete payments.   4. REFUND & CANCELLATION POLICY We are confident in the quality of our training and mentorship experience. Because all products are digital and deliver immediate access, please note the following: All sales are final. No refunds or exchanges will be issued once access or materials have been delivered. If a duplicate charge or processing error occurs, contact [email protected] within 72 hours for review. Membership subscriptions can be canceled with 7-day written notice before the next billing cycle. 5. EDUCATIONAL DISCLAIMER All Business Wealth Global materials, coaching sessions, and programs are intended for education and mentorship only. We do not provide: 1. Lending-We consult and coach about financial services and lending 2. Legal or accounting advice 3. Guarantees of specific income, credit improvement, or business success Individual results vary based on personal effort, skill, and implementation. All success stories and testimonials are real but represent individual experiences and not guaranteed outcomes. 6. TRAINING, COACHING & MENTORSHIP Your learning journey may include: • Self-paced ecourses • Group mentorship sessions • Live or recorded coaching sessions • Interactive workshops and masterclasses • Live and Virtual events BWG coaches and mentors serve as educators and guides, not financial or investment advisors. Their role is to provide practical training, mindset strategies, and performance-based mentorship designed to help participants grow. 7. FINANCIAL EDUCATION & RISK NOTICE Some of our e-learning courses, mentorship programs, and educational resources — including those that focus on topics such as trading, real estate investing, and funding education — may include demonstrations or training on various systems, tools, and software. These resources are provided strictly for educational and informational purposes to help students understand concepts and strategies that support personal and professional growth. Please note that all financial-related learning carries an element of risk and responsibility. You should never risk credit on something you cannot manage or money you cannot afford to lose. All decisions you make regarding the use or application of training concepts are solely your responsibility. By enrolling in any Business Wealth Global course or program, you agree to hold Business Wealth Global LLC, Dr. Inga Johnson, its affiliates, strategic partners, and independent contractors harmless from any losses, damages, or outcomes resulting from your independent decisions or activities related to information shared through our educational content. 8. PRIVACY & DATA PROTECTION Your privacy is our priority. We collect limited personal information necessary for enrollment and communication. All transactions are secured using SSL encryption and trusted payment gateways. 9. SUPPORT & COMMUNICATION Our support team is here to assist you with your educational experience and technical access. Email: [email protected] For the latest updates, join our official Telegram group or refer to your learning portal announcements. Please note: Support services are limited to technical and educational assistance, not personal or financial advising. 10. INTELLECTUAL PROPERTY RIGHTS All Business Wealth Global content—including videos, lesson materials, guides, manuals, systems, graphics, and digital assets—is protected under intellectual property law and owned exclusively by Business Wealth Global LLC and Dr. Inga Johnson. Reproduction, resale, or public distribution without written consent is strictly prohibited. 11. HOLD HARMLESS AGREEMENT By participating in any BWG program, course, or event, you acknowledge and agree to hold Business Wealth Global LLC, Dr. Inga Johnson, and all affiliates, partners, staff, and independent contractors harmless from any direct or indirect damages, losses, or claims that may arise from your participation or interpretation of any educational content. 12. UPDATES & MODIFICATIONS We may revise these Policies and Procedures at any time. Updates will be posted on this website. Continued use of our site or participation in our programs means you accept the latest version of these terms. 13. GOVERNING LAW These Policies and Procedures are governed by the laws of the State of North Carolina (USA). 14. CONTACT INFORMATION Business Wealth Global LLC 201 S. Tryon Street Ste 1450 Charlotte, NC 28202 Tel#: (704) 862-4442 Email: [email protected] Website: www.businesswealthglobal.com